Health Insurance Missouri

Shopping for health insurance in Missouri? You’ve got a lot of questions – and with all the changes occurring in the health insurance industry, the answers aren’t getting any easier. You really need unbiased, level-headed advice if you’re going to get a high-quality health insurance policy from a reputable Missouri company at a reasonable price.

Many people in Missouri have already heard about the law to either purchase health insurance or face a fine, a provision of the healthcare law that takes effect in 2014. Actually, I find that part of the law to be the least important reason to acquire health insurance right now --- and not just because the fines don’t start for four years. No, I think Missouri folks should get health insurance right now for two big reasons.  The first reason: most Missouri health insurance plans offer free “wellness” visits, which literally might make the difference between life and death for some folks. Many medical problems can go undiagnosed for years without regular screenings, making them much harder – or even impossible – to treat once they are discovered.

The second reason? if you wait to buy health insurance and develop a pre-existing condition you will still be denied health insurance coverage until 2014. That’s when Missouri insurance companies will be forced to accept everyone, even if they have a pre-existing condition. Until then, you will be forced into a policy offered through a high-risk insurance pool, like the kind which will be set up this summer in Missouri.  The rates will be substantially higher than what they would be if you had simply signed up now, while you are still healthy.

If  those reasons make you want to know more about health insurance, Missouri, you owe it to yourself to work with a licensed, independent health insurance agent to make an informed choice. Contact the Vincent K. Blair Health Insurance Agency today in St. Louis, Missouri at 314-961-7777 begin_of_the_skype_highlighting              314-961-7777      end_of_the_skype_highlighting begin_of_the_skype_highlighting              314-961-7777 begin_of_the_skype_highlighting              314-961-7777      end_of_the_skype_highlighting      end_of_the_skype_highlighting to get the answers you need to make a smart decision.

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Vincent K. Blair Agency
20 N. Gore, Ste 100
Webster Groves, MO 63119
Tel (314) 961-7777
 (800) 738-4623 
Fax (314) 961-7373