Accident Policy
Accident Insurance: A great way to lower high deductibles
Accident coverage can be a wonderful addition to your family’s health coverage, especially if your health insurance policy has a deductible of $2000 or more. This benefit can pay some or all of your deductible, and do it in a very cost effective way. Free Accident Policy Quotes available in Missouri and Illinois.
An accident policy provides your family members with $2000 to $10,000 per accident , after you pay a $100 or $200 deductible. This is 24-hour protection for any type of accident at any hospital or licensed medical facility throughout the world. This program coordinates benefits with any other health insurance coverage you may have, or if you have no health insurance policy at all.
Who benefits from an accident policy most?
If you have no health insurance or your health insurance policy has a $2000 deductible or more AND:
- You have active children on your policy, especially if they are involved in sports
- Adults that are working daily in physical activities such as: contractors, landscapers, auto mechanics, etc.
Very attractive premiums – Cost effective
The monthly premium for accident coverage ranges from $26.50 to $53.95 per month (for the entire family), depending on the level of benefit. This is much lower than the premium for a low deductible health insurance plan.
Meeting your deductible without paying your deductible!
Should one of your family members suffer an accident and your health insurance deductible (say, $2000) has not been met, the claim is credited towards your health insurance deductible, but then is paid by the accident policy! (Of couse, you still have to pay the $100 or $200 accident insurance deductible, but you’re still saving $1900 or $1800!)
Insurance Products
Vincent K. Blair Agency20 N. Gore, Ste 100
Webster Groves, MO 63119
Tel (314) 961-7777
(800) 738-4623
Fax (314) 961-7373
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